There are many car insurance companies available. Before you decide which insurance company is best for your car protection, the following are things to consider in your car insurance comparision.
Price
Different company will quote different price. There will be also different insurance packages that are offered by each company. A car insurance comparision needs to compare the prices and packages offered from at least three different companies. Remember that usually insurance company also has special insurance for classic car due to its uniqueness. Surprisingly, the price of insurance for classic cars is less than for regular cars.
Service
Choose the insurance company which give good service. This means that the company has a good record in handling customer’s questions and claims fairly. The last thing when making a car insurance comparision is to determine what you will expect when you have an accident, which may be another disaster with your insurance claim procedure.
Financial Solidity
Choose a company which has sound finance for the next many years. You can see the ratings made by independent rating agencies.
Licensing
Make sure that the insurance company you choose has a license to operate in your state. You can contact the state insurance department to see which companies are in the list.
Usually, an insurance company will have three different categories for old cars. They are veteran, vintage, and classic cars. Veteran cars are those which were manufactured before 1903, vintages are the ones which were made between 1903 and 1933, and classic for cars made after 1933. A car can be included as classic car if it is already more than 15 years old.
Make a careful research for choosing your car insurance company. Your classic car is a very valuable item; make sure you have provided a good and reliable protection for it.
